| Particulars | Individuals |
|---|---|
| Who can Borrow | Individuals |
| Purpose | Personal needs such as Housing, Education, Medical Emergencies, Travel, Business etc |
| Repayment Period | 120 months |
| Processing Charges | 1% Loan Amount + GST |
| Documentation Charges | As Applicable |
| Prerequisites |
1) 120 months duration 2) Property based security 3) Maximum limit 15% of our working capital for individual 4) 85% on S R Value of property |
| Required Document |
1) Income Tax Returns/any Income proof for the last three years along with computation of income of Individuals/Partners/Directors. 2) Audited Financial Statements for the last three years of the firm/companies. 3) Copies of the relevant documents of the property to be mortgaged. 4) Add income from family member. |
Sree Thyagaraja Co-operative Bank Limited, a leading Urban Co operative Bank in India.