{"id":12728,"date":"2026-03-12T14:18:20","date_gmt":"2026-03-12T14:18:20","guid":{"rendered":"https:\/\/stcb.svpdev.cloud\/v3\/?page_id=12728"},"modified":"2026-03-12T14:21:48","modified_gmt":"2026-03-12T14:21:48","slug":"over-draft","status":"publish","type":"page","link":"https:\/\/stcb.svpdev.cloud\/v3\/over-draft\/","title":{"rendered":"Over Draft"},"content":{"rendered":"\t\t
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Over Draft<\/span> <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Particulars<\/th>\nInformation<\/th>\n<\/tr>\n<\/thead>\n
Who can Borrow<\/td>\nIndividuals (singly\/Jointly) except stock\/share broker\/s<\/td>\n<\/tr>\n
Eligible Age<\/td>\nMinimum 21 years<\/td>\n<\/tr>\n
Type of Loan<\/td>\nOverdraft<\/td>\n<\/tr>\n
Purpose<\/td>\nAny purpose other than Speculation<\/td>\n<\/tr>\n
Limit<\/td>\nMax. Limit depends on capital and property value<\/td>\n<\/tr>\n
Security<\/td>\nImmovable property\/Term deposits with the bank<\/td>\n<\/tr>\n
Repayment Period<\/td>\nmaximum 12 months (yearly renewal)<\/td>\n<\/tr>\n
Moratorium<\/td>\nNA<\/td>\n<\/tr>\n
Rate of Interest & Processing Fees<\/td>\nAs applicable from time to time<\/td>\n<\/tr>\n
Prerequisites\/Documents<\/td>\n\n 1. Documentation including our lien\/pledge on the securities
\n 2. Statement of operative Bank account for the last 6 months
\n 3. Compliance of KYC norms
\n 4. Stock statement if required.
\n 5. Add 3 year Income Tax Return\n<\/td>\n<\/tr>\n
Required Document<\/td>\n\n 1) 3 years IT returns with audited balance sheet
\n 2) Project report
\n 3) Firm registration
\n 4) GST copy
\n 5) 25% on year turnover and 75% on workorder
\n 6) Property documents security
\n 7) Stock statement
\n 8) Every year renewal\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDownload the application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Over Draft Particulars Information Who can Borrow Individuals (singly\/Jointly) except stock\/share broker\/s Eligible Age Minimum 21 years Type of Loan Overdraft Purpose Any purpose other than Speculation Limit Max. Limit depends on capital and property value Security Immovable property\/Term deposits with the bank Repayment Period maximum 12 months (yearly renewal) Moratorium NA Rate of Interest […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"class_list":["post-12728","page","type-page","status-publish","hentry","no-post-thumbnail"],"acf":[],"_links":{"self":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/comments?post=12728"}],"version-history":[{"count":4,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12728\/revisions"}],"predecessor-version":[{"id":12732,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12728\/revisions\/12732"}],"wp:attachment":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/media?parent=12728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}