{"id":12710,"date":"2026-03-12T14:02:00","date_gmt":"2026-03-12T14:02:00","guid":{"rendered":"https:\/\/stcb.svpdev.cloud\/v3\/?page_id=12710"},"modified":"2026-03-12T15:07:02","modified_gmt":"2026-03-12T15:07:02","slug":"mortgage-loan","status":"publish","type":"page","link":"https:\/\/stcb.svpdev.cloud\/v3\/mortgage-loan\/","title":{"rendered":"Mortgage Loan"},"content":{"rendered":"\t\t
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Mortgage Loan<\/span> <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Particulars<\/th>\nInformation<\/th>\n<\/tr>\n<\/thead>\n
Who can Borrow<\/td>\nPeople engaged in trade, commerce & business professionals, proprietary firms, partnership firms, companies & individuals with high net worth<\/td>\n<\/tr>\n
Purpose<\/td>\nMarriage
Business
Education
Contractor\/Professional and Self employed
Clear debts
Purchase of consumer products etc.
Real estate<\/td>\n<\/tr>\n
Limit<\/td>\nDepends upon the purpose.<\/td>\n<\/tr>\n
Security<\/td>\nMortgage of Property\/Commercial premises to be purchased<\/td>\n<\/tr>\n
Repayment Period<\/td>\nRepayment 150 months<\/td>\n<\/tr>\n
Processing Fees<\/td>\n1% of the loan amount + GST<\/td>\n<\/tr>\n
Legal & Documentation Charges<\/td>\nOn Actual Basis<\/td>\n<\/tr>\n
Prerequisites<\/td>\n\n 1. Income Tax Returns\/any Income proof for the last three years along with computation of income of Individuals\/Partners\/Directors.
\n 2. Audited Financial Statements for the last three years of the firm\/companies.
\n 3. Copies of the relevant documents of the property to be mortgaged.
\n 4. Add income from family member.\n<\/td>\n<\/tr>\n
Required Document<\/td>\n\n 1) 150 months duration
\n 2) Property based security
\n 3) Maximum limit 15% of our working capital for individual
\n 4) 85% on S R Value of property\n<\/td>\n<\/tr>\n
Required Document for B KHATA PROPERTY LOANS<\/td>\n\n 1) Applicant should be in Position Minimum 5 years
\n 2) Last 3 years Track Records
\n 3) Minimum 600 Square Feet Site Area
\n 4) Minimum 400 Square Feet RCC Building in Site
\n 5) 3 years Income Tax Returns Compulsory
\n 6) If Applicant is Govt Employee Pay Slip & 6 Months Bank Statements
\n 7) If Property is Revenue Documents RTC, Mutation, Akbarnama Required
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Required Document For Site Purchase Loan<\/td>\n\n 1) Duration 240 Months for House Construction and House Purchase.
\n 2) Maximum loan limit Rs.70 Lakhs.
\n 3) 85% on S R Value of property
\n 4) Purchased property to be mortgaged to our bank.
\n 5) Rs.150000\/- per square & 85% of security value WEL.
\n 6) For house repair purpose Rs.5 lakhs maximum loan limit.\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDownload the application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Mortgage Loan Particulars Information Who can Borrow People engaged in trade, commerce & business professionals, proprietary firms, partnership firms, companies & individuals with high net worth Purpose MarriageBusinessEducationContractor\/Professional and Self employedClear debtsPurchase of consumer products etc.Real estate Limit Depends upon the purpose. Security Mortgage of Property\/Commercial premises to be purchased Repayment Period Repayment 150 months […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"class_list":["post-12710","page","type-page","status-publish","hentry","no-post-thumbnail"],"acf":[],"_links":{"self":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/comments?post=12710"}],"version-history":[{"count":7,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12710\/revisions"}],"predecessor-version":[{"id":12793,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12710\/revisions\/12793"}],"wp:attachment":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/media?parent=12710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}