{"id":12704,"date":"2026-03-12T13:57:50","date_gmt":"2026-03-12T13:57:50","guid":{"rendered":"https:\/\/stcb.svpdev.cloud\/v3\/?page_id=12704"},"modified":"2026-03-12T15:05:56","modified_gmt":"2026-03-12T15:05:56","slug":"immovable-property-loan","status":"publish","type":"page","link":"https:\/\/stcb.svpdev.cloud\/v3\/immovable-property-loan\/","title":{"rendered":"Immovable Property Loan"},"content":{"rendered":"\t\t
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Immovable Property Loan<\/span> <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Particulars<\/th>\nIndividuals (singly\/Jointly)<\/th>\n<\/tr>\n<\/thead>\n
Who can Borrow<\/td>\nIndividuals (singly\/Jointly)<\/td>\n<\/tr>\n
Purpose<\/td>\nPurchase of Flat, Construction House, Bungalows and Apartment on Ownership Basis.<\/td>\n<\/tr>\n
Limit<\/td>\nMax. Limit Rs.70.00 lacs for individual house.
For commercial building\/real estate purpose etc., it depends on valuation and project report as applicable.
Up to 5 lakhs for repair\/alteration.<\/td>\n<\/tr>\n
Security<\/td>\nMortgage of Residential\/commercial premises to be purchased\/constructed<\/td>\n<\/tr>\n
Margin<\/td>\nValuation of property according government rates and Bank\u2019s engineer valuation<\/td>\n<\/tr>\n
Repayment Period<\/td>\nMax 240 months<\/td>\n<\/tr>\n
Processing Fees<\/td>\n1% + GST as applicable from time to time<\/td>\n<\/tr>\n
Legal & Documentation Charges<\/td>\nOn Actual Basis<\/td>\n<\/tr>\n
Prerequisites<\/td>\n\n 1. Atleast 21 years of age Individuals employed\/engaged in business\/Professionals having a fair repaying capacity to justify servicing of monthly installments.
\n 2. Income Tax Returns\/Income proof for the last three years along with computation of income.
\n 3. Copies of the relevant documents of the property to be purchased \/ constructed.
\n 4. Add income from family member.\n<\/td>\n<\/tr>\n
Required Document<\/td>\n\n 1) Allotment Letter.
\n 2) Possession certificate.
\n 3) Sale Deed.
\n 4) Khata.
\n 5) Tax Paid Receipts.
\n 6) Encumbrance Certificate.
\n 7) Income Proof.
\n 8) Family Tree.
\n 9) 6 Months Bank Statements.
\n 10) 3 years IT Returns.\n<\/td>\n<\/tr>\n
Required Document For BDA\/KHB Property<\/td>\n\n 1) Mother Deed.
\n 2) Sale Deed.
\n 3) Khata Certificate along with Extract.
\n 4) Tax Paid Receipts.
\n 5) Income Proof.
\n 6) Family Tree.
\n 7) 3 years IT Returns.
\n 8) Sanctioned Plan and Estimation for Construction Loan.\n<\/td>\n<\/tr>\n
Required Document For House Purchase Loan<\/td>\n\n 1) Duration 240 Months for House Construction and House Purchase.
\n 2) Maximum loan limit Rs. 70 Lakhs.
\n 3) 85% on S.R Value of property.
\n 4) Purchased property to be mortgaged to our bank.
\n 5) Rs.150000\/- per square & 85% of security value W.E.L.
\n 6) For house repair purpose Rs.5 lakhs maximum loan limit.\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDownload the application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Immovable Property Loan Particulars Individuals (singly\/Jointly) Who can Borrow Individuals (singly\/Jointly) Purpose Purchase of Flat, Construction House, Bungalows and Apartment on Ownership Basis. Limit Max. Limit Rs.70.00 lacs for individual house.For commercial building\/real estate purpose etc., it depends on valuation and project report as applicable.Up to 5 lakhs for repair\/alteration. Security Mortgage of Residential\/commercial premises […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"class_list":["post-12704","page","type-page","status-publish","hentry","no-post-thumbnail"],"acf":[],"_links":{"self":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/comments?post=12704"}],"version-history":[{"count":7,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12704\/revisions"}],"predecessor-version":[{"id":12790,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12704\/revisions\/12790"}],"wp:attachment":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/media?parent=12704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}