{"id":12667,"date":"2026-03-12T13:27:15","date_gmt":"2026-03-12T13:27:15","guid":{"rendered":"https:\/\/stcb.svpdev.cloud\/v3\/?page_id=12667"},"modified":"2026-03-12T15:02:13","modified_gmt":"2026-03-12T15:02:13","slug":"gold-loan","status":"publish","type":"page","link":"https:\/\/stcb.svpdev.cloud\/v3\/gold-loan\/","title":{"rendered":"Gold Loan"},"content":{"rendered":"\t\t
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Gold Loan<\/span> <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Particulars<\/th>\nContent<\/th>\n<\/tr>\n<\/thead>\n
Who can Borrow<\/td>\nIndividual<\/td>\n<\/tr>\n
Purpose<\/td>\nFor any legitimate purposes<\/td>\n<\/tr>\n
Max. Finance Available<\/td>\nUpto Rs.15.00 lacs for members
Upto 1 lakh for nominal member<\/td>\n<\/tr>\n
Security<\/td>\nPledge of Gold Ornaments<\/td>\n<\/tr>\n
Margin<\/td>\n75% on the market value arrived at the prevailing BENCHMARK RATE (announced by Bank from time to time) of the security to be pledged.<\/td>\n<\/tr>\n
Repayment<\/td>\n\n 1. Max finance upto 15 lacs for members.
\n 2. Bullet repayment upto 2 lakhs.
\n 3. Term loan above 2 lakhs upto 12 months.
\n 4. All Gold Loans \/ OD a\/cs to be closed on or before due date.
\n 5. Limit upto Rs.2.00 lac – subject to interest paid monthly.
\n 6. Limit above Rs.2.00 lac up to Rs.5.00 lacs – Overdraft. Interest to be serviced as and when applied.\n<\/td>\n<\/tr>\n
Appraisal Charges<\/td>\nAs applicable<\/td>\n<\/tr>\n
Documentation Charges<\/td>\nAs applicable<\/td>\n<\/tr>\n
Prerequisites<\/td>\n\n 1. Application form along with KYC documents, Income Proof of the applicant\/s (SAVING \/ CURRENT ACCOUNT TO BE OPENED).
\n 2. Pledge of Gold Ornaments.
\n 3. Valuation of the ornaments of the gold pledged will be done by the Bank\u2019s approved valuer in Bank\u2019s premises.\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDownload the application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Gold Loan Particulars Content Who can Borrow Individual Purpose For any legitimate purposes Max. Finance Available Upto Rs.15.00 lacs for members Upto 1 lakh for nominal member Security Pledge of Gold Ornaments Margin 75% on the market value arrived at the prevailing BENCHMARK RATE (announced by Bank from time to time) of the security to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"class_list":["post-12667","page","type-page","status-publish","hentry","no-post-thumbnail"],"acf":[],"_links":{"self":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/comments?post=12667"}],"version-history":[{"count":10,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12667\/revisions"}],"predecessor-version":[{"id":12778,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12667\/revisions\/12778"}],"wp:attachment":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/media?parent=12667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}