{"id":12608,"date":"2026-03-10T16:57:24","date_gmt":"2026-03-10T16:57:24","guid":{"rendered":"https:\/\/stcb.svpdev.cloud\/v3\/?page_id=12608"},"modified":"2026-03-10T16:59:29","modified_gmt":"2026-03-10T16:59:29","slug":"lodge-a-complaint","status":"publish","type":"page","link":"https:\/\/stcb.svpdev.cloud\/v3\/lodge-a-complaint\/","title":{"rendered":"Lodge a Complaint"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12608\" class=\"elementor elementor-12608\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0647279 e-flex e-con-boxed e-con e-parent\" data-id=\"0647279\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-266a824 e-con-full e-flex e-con e-child\" data-id=\"266a824\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1972882 elementor-widget elementor-widget-shortcode\" data-id=\"1972882\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f6-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"6\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/v3\/wp-json\/wp\/v2\/pages\/12608#wpcf7-f6-o1\" method=\"post\" class=\"wpcf7-form init contact-form-widget\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"6\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.2.2\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f6-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"row\">\n   <div class=\"col-md-6\">\n      <label for=\"name\">Full Name<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"text-987\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control\" id=\"name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"What&#039;s your name?\" value=\"\" type=\"text\" name=\"text-987\" \/><\/span>\n   <\/div>\n   <div class=\"col-md-6 mt-20 mt-md-0\">\n      <label for=\"email\">Email<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"email-93\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control\" id=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"yourname@example.com\" value=\"\" type=\"email\" name=\"email-93\" \/><\/span>\n   <\/div>\n   <div class=\"col-md-12 mt-20\">\n      <label for=\"subject\">Subject<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"text-801\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control\" id=\"subject\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your subject\" value=\"\" type=\"text\" name=\"text-801\" \/><\/span>\n   <\/div>\n   <div class=\"col-md-12 mt-20\">\n      <label for=\"textarea\">Messages<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"textarea-605\"><textarea cols=\"10\" rows=\"5\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required form-control pt-15\" id=\"textarea\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your message...\" name=\"textarea-605\"><\/textarea><\/span>\n   <\/div>\n    <div class=\"col-12 mt-35\">\n        <button type=\"submit\" class=\"theme-btn theme-btn-lg w-100 wpcf7-form-control wpcf7-submit \">Submit Now<\/button>\n    <\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a46fb97 e-flex e-con-boxed e-con e-parent\" data-id=\"a46fb97\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8c908bc e-con-full e-flex e-con e-child\" data-id=\"8c908bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c442e6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1c442e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86f2002 elementor-widget elementor-widget-banca_accordion\" data-id=\"86f2002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"banca_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"accordion-area-3\">\n    <div class=\"accordion-item\">\n        <div class=\"accordion\" id=\"accordion86f2002\">\n            \n                <div class=\"single-widget-one wow fadeInUp px-sm-5 px-4\"\n                     data-wow-delay=\"0.1s\">\n                    <div class=\"widget-icon\">\n                        <i class=\"icon_question_alt2\"><\/i>\n                    <\/div>\n                    <div class=\"w-100\">\n                        <div class=\"accordion-header\" id=\"heading11\">\n                            <h4 class=\"mb-0 \" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse11\" aria-expanded=\"false\" aria-controls=\"collapse11\">\n                                What type of bank is Sree Thyagaraja Co\u2011operative Bank?                                <i class=\"icon_plus\"><\/i>\n                                <i class=\" icon_minus-06\"><\/i>\n                            <\/h4>\n                        <\/div>\n                        <div id=\"collapse11\" class=\"collapse show\" aria-labelledby=\"heading11\" data-bs-parent=\"#accordion86f2002\">\n                            <div class=\"accordion-body pr-lg-130\">\n                                <p>Sree Thyagaraja Co\u2011operative Bank Limited is a co\u2011operative bank based in Bengaluru that works on the principle \u201cOne for all \u2013 All for one.\u201d It was founded to support the saving habits and credit needs of lower and middle\u2011income customers and to free them from private moneylenders. The bank is among the leading urban co\u2011operative banks in Bengaluru, with multiple branches across the city<\/p>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <div class=\"single-widget-one wow fadeInUp px-sm-5 px-4\"\n                     data-wow-delay=\"0.3s\">\n                    <div class=\"widget-icon\">\n                        <i class=\"icon_question_alt2\"><\/i>\n                    <\/div>\n                    <div class=\"w-100\">\n                        <div class=\"accordion-header\" id=\"heading12\">\n                            <h4 class=\"mb-0 collapsed\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse12\" aria-expanded=\"true\" aria-controls=\"collapse12\">\n                                Are my deposits with Sree Thyagaraja Co\u2011operative Bank insured?                                <i class=\"icon_plus\"><\/i>\n                                <i class=\" icon_minus-06\"><\/i>\n                            <\/h4>\n                        <\/div>\n                        <div id=\"collapse12\" class=\"collapse\" aria-labelledby=\"heading12\" data-bs-parent=\"#accordion86f2002\">\n                            <div class=\"accordion-body pr-lg-130\">\n                                <p>Yes, deposits with Sree Thyagaraja Co\u2011operative Bank are covered by the Deposit Insurance and Credit Guarantee Corporation (DICGC). As per the DICGC notification referenced on the bank\u2019s site, eligible deposits are insured up to Rs. 5 lakhs per depositor. This protection applies to principal and interest together, within the overall limit.<\/p>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <div class=\"single-widget-one wow fadeInUp px-sm-5 px-4\"\n                     data-wow-delay=\"0.5s\">\n                    <div class=\"widget-icon\">\n                        <i class=\"icon_question_alt2\"><\/i>\n                    <\/div>\n                    <div class=\"w-100\">\n                        <div class=\"accordion-header\" id=\"heading13\">\n                            <h4 class=\"mb-0 collapsed\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse13\" aria-expanded=\"true\" aria-controls=\"collapse13\">\n                                What types of deposit accounts does the bank offer?                                <i class=\"icon_plus\"><\/i>\n                                <i class=\" icon_minus-06\"><\/i>\n                            <\/h4>\n                        <\/div>\n                        <div id=\"collapse13\" class=\"collapse\" aria-labelledby=\"heading13\" data-bs-parent=\"#accordion86f2002\">\n                            <div class=\"accordion-body pr-lg-130\">\n                                <p>The bank offers several deposit products, including Savings Bank, Current Account, Fixed Deposits, Rajatha Nidhi Deposit, Lakshmi Recurring Deposit, Pigmy Deposit, and BalaVikas Yojane. These products are designed to encourage regular savings and provide suitable options for different customer needs. Details like interest rates and terms are available on the deposit and interest\u2011rate pages of the bank\u2019s website.<\/p>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <div class=\"single-widget-one wow fadeInUp px-sm-5 px-4\"\n                     data-wow-delay=\"0.7s\">\n                    <div class=\"widget-icon\">\n                        <i class=\"icon_question_alt2\"><\/i>\n                    <\/div>\n                    <div class=\"w-100\">\n                        <div class=\"accordion-header\" id=\"heading14\">\n                            <h4 class=\"mb-0 collapsed\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse14\" aria-expanded=\"true\" aria-controls=\"collapse14\">\n                                Can I do all of my banking with you?                                <i class=\"icon_plus\"><\/i>\n                                <i class=\" icon_minus-06\"><\/i>\n                            <\/h4>\n                        <\/div>\n                        <div id=\"collapse14\" class=\"collapse\" aria-labelledby=\"heading14\" data-bs-parent=\"#accordion86f2002\">\n                            <div class=\"accordion-body pr-lg-130\">\n                                <p>Anim pariatur cliche reprehenderit, enim eiusmod high life accusamus terry richardson ad squid. 3 wolf moon officia aute, non cupidatat skateboard dolor brunch.<\/p>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <div class=\"single-widget-one wow fadeInUp px-sm-5 px-4\"\n                     data-wow-delay=\"0.9s\">\n                    <div class=\"widget-icon\">\n                        <i class=\"icon_question_alt2\"><\/i>\n                    <\/div>\n                    <div class=\"w-100\">\n                        <div class=\"accordion-header\" id=\"heading15\">\n                            <h4 class=\"mb-0 collapsed\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse15\" aria-expanded=\"true\" aria-controls=\"collapse15\">\n                                When should i apply?                                <i class=\"icon_plus\"><\/i>\n                                <i class=\" icon_minus-06\"><\/i>\n                            <\/h4>\n                        <\/div>\n                        <div id=\"collapse15\" class=\"collapse\" aria-labelledby=\"heading15\" data-bs-parent=\"#accordion86f2002\">\n                            <div class=\"accordion-body pr-lg-130\">\n                                <p>Anim pariatur cliche reprehenderit, enim eiusmod high life accusamus terry richardson ad squid. 3 wolf moon officia aute, non cupidatat skateboard dolor brunch.<\/p>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n    <\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85d6536 e-flex e-con-boxed e-con e-parent\" data-id=\"85d6536\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39227c2 e-con-full e-flex e-con e-child\" data-id=\"39227c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1db8a94 e-con-full e-flex e-con e-child\" data-id=\"1db8a94\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8313014 e-con-full e-flex e-con e-child\" data-id=\"8313014\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a7c476 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2a7c476\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Banks deposits up to Rs 5 lakhs are covered under DICGC.<br><br>\nAccording to section 194N of the Income Tax Act, TDS has to be deducted if a sum or aggregate of sums withdrawn in cash by a person in a particular FY exceeds:<br>\n1. \u20b920 lakh (if no ITR has been filed for all the three previous AYs), or<br>\n2. \u20b91 crore (if ITRs have been filed for all or any one of three previous AYs).<br><br>\nNon-maintenance of minimum balance charges for Savings Account: Rs 100.00 + GST per month.<br><br>\nNon-maintenance of minimum balance charges for Current Account: Rs 200.00 + GST per month.<br><br>\nGST rate of 18% is applicable for banking services.<br><br>\nTDS is applicable u\/s 194A(3)(vii) of the Income Tax Act to co\u2011operative banks.\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Contact Us<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-fullwidth.php","meta":{"_acf_changed":false,"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"class_list":["post-12608","page","type-page","status-publish","hentry","no-post-thumbnail"],"acf":[],"_links":{"self":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/comments?post=12608"}],"version-history":[{"count":4,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12608\/revisions"}],"predecessor-version":[{"id":12612,"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/pages\/12608\/revisions\/12612"}],"wp:attachment":[{"href":"https:\/\/stcb.svpdev.cloud\/v3\/wp-json\/wp\/v2\/media?parent=12608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}